Cost to Wait to Rollover Retirement Account

This calculator is for illustration only. Actual annuity values depend on contract terms, caps, participation rates, spreads, fees, surrender schedules, bonuses, rider charges, and tax rules. Premium bonus is applied once to the initial deposit / transfer amount, then to each yearly contribution only when selected and only for the bonus years entered. Annual return is applied once per year to the total balance. The surrender charge / transfer cost shown is calculated as Initial Deposit / Transfer Amount minus Current Account Value.